If you’re in need of counseling services, your first instinct may be to find a therapist who accepts your insurance. Unfortunately, that’s not always the best route to go. But why is that exactly? In today’s post, the team at Blair Wellness Group is here to walk you through this complicated issue.
Ultimately, we want to provide our patients with the information they need to make the right decision. That’s why the blog below is all about the things you may not have considered. At the end of the day, our goal is to get you the help you need in the way that works best for you. Keep reading to learn more, or feel free to contact us any time to get the help you need.
Your Insurance Company May Not Cover It
First of all, it’s important to note that depending on the issue you’re experiencing, your insurance company may not cover counseling services. In other words, before you see a therapist, your insurance provider may tell you that you need to be diagnosed. That means you may have to see a doctor first — and they may not be able to give you a proper diagnosis despite the signs and symptoms in the event it does not fall within the definition of a specific diagnosis. To put it simply, it can be a huge hassle for everyone involved that can create quite a few headaches when what really needs to happen is for you to see a professional therapist.
Here at Blair Wellness, we treat a variety of conditions, including addiction and substance abuse, anxiety, depression, personality disorders, and more. We also offer several counseling services including couples counseling. Needless to say, although these are issues that are serious, your insurance company may not feel the same way.
…And You May Not Be Able to Get In If They Do
Another thing to consider is that even if the therapist you want to see does accept insurance, they may not have any openings to see you. Why is this, you ask? To put it simply, it’s because everyone with insurance is likely using these therapists, leaving the therapists with little to no availability to take new patients.
…And It Might Cost More Than You Think
It’s also important to note that there are sometimes surprise costs associated with insurance. At the end of the day, when you take deductibles and claims-denials into consideration, it might end up costing you a whole lot more than you think to seek therapy through your insurance company.
If you’ve ever dealt with an insurance company trying to regulate your treatment and argue with you over what they’ll pay for, you know that it can be a frustrating experience. It seems that no two employees are ever on the same page, and promises that a superior will call you back are often unmet. Where does that leave you? Unfortunately, it generally leaves you having to start over again at square one, placing another phone call, talking to another person, explaining your situation again, and probably getting the same answers. Sadly, insurance companies always want to take the route that saves them the most money, and in many instances, that means denying your claim or refusing to cover your visits.
It Stays On Your Record
Lastly, anonymity is a consideration for many clients. In fact, many who have health insurance may choose to pay for care directly, concierge-style, and avoid having a mental health record of their treatment. Confidentiality is vitally important when it comes to therapy treatment and staying off the record can ensure your condition is not used against you in the future for any number of reasons. Several of our clients wish to seek treatment without leaving a record. This is something that we’re fully on board with because confidentiality means people can get the help they need without fear or trouble from insurance. Blair Wellness Group is willing to accept means of payment in the form of cash or credit card so you can receive care conveniently and immediately.
Is It Time to See a Psychologist?
If you’re looking for the best psychologist in Beverly Hills, look no further than Dr. Blair. We welcome new patients — even if they don’t have, or don’t want to use, insurance. At the end of the day, Blair Wellness Group exists because we believe that all people should be able to get the help they need to make it through the difficult times in life.
We’re proud to offer evaluation, assessment, therapy, counseling, and other psychology-related services in Beverly Hills and the surrounding communities. We specialize in treatment for anxiety, depression, mood disorders, addiction, post-traumatic stress disorder, relationship issues, chemical dependency/substance/drug abuse, premarital counseling, marriage counseling, and divorce counseling.
As we mentioned above, our concierge-style appointments mean that you can get in and see us when you need help the most. By going above and beyond to protect your privacy and confidentiality, we’re also able to provide convenient scheduling options. This includes lunchtime, evening, and weekend appointments that are available every day of the week (upon request).
Have questions? Ready to schedule an appointment? Contact us today to get the help you need and rest assured that you’re in good hands.